Assess Your Finances

Prepare to meet with a lender

Avoid major purchases before buying a home

Keep your money in one place

Closings costs

Down payment

Get pre-approved

Prepare to meet with a lender

Long before your lease term is up, or long before the time of year you would like to move arrives, you need to assess your finances. You need to talk with a lender.

This involves being able to prove where your down payment is coming from, putting in order any documents you might need to provide, discussing with the lender what your options are, and getting loan approval.  A lender will want to see proof of the source for funds. Be prepared to provide bank and financial statements, cancelled checks, even deposit receipts. The lender needs to make sure the funds are "seasoned" (you’ve had it for at least few months) and that they are liquid assets (you can easily withdraw it).

If you have any questions, Please call 

1-866-OC-House

or E-mail us!

Havequestions@OCHomeFinderTeam.com

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Written By Shan & Raschel Roberts